5 Mistakes That Delay UK Spouse Visa Applications—and How to Avoid Them

 

The UK spouse visa is one of the most sought-after immigration routes for those wishing to live with their partner in the UK. However, it’s also one of the most rigorously assessed. Even minor errors can result in frustrating delays, rejections, or costly appeals. This guide details the most common mistakes made in UK spouse visa applications and offers actionable advice to ensure your application is smooth and timely.

For applicants who have previously used a UK Fiancé(e) Visa, these insights are especially valuable for transitioning into long-term residency.

Mistake #1 – Incomplete Financial Evidence

Understanding the Financial Requirement

The financial threshold for a UK spouse visa currently stands at £18,600 per annum for a couple without children. For applicants with children, the threshold increases. Evidence of meeting this threshold is a cornerstone of a successful application.

Immigration Services Provider | 5 Mistakes That Delay UK Spouse Visa Applications—and How to Avoid Them

Common Errors in Financial Documentation

  • Submitting inconsistent payslips and bank statements

  • Omitting required employment letters or tax returns

  • Using savings incorrectly without 6-month proof

Additional Challenges for Self-Employed Applicants

Self-employed sponsors must submit:

  • Tax returns (SA302s)

  • Business bank statements

  • Accountant letters

  • Invoices or contracts

Even minor inconsistencies in submitted records can lead to doubts about income stability and result in refusal.

How to Fix It

  • Use the official Appendix FM-SE checklist

  • Submit at least 6 months of original payslips and bank statements

  • Provide a cover letter that breaks down the financial calculation

Consult an expert on combining income and savings if needed

Mistake #2 – Weak Relationship Evidence

The Importance of Proving a Genuine Relationship

The Home Office must be satisfied that the relationship is genuine, subsisting, and not entered into for immigration purposes.

Common Gaps in Relationship Proof

  • Sparse or non-chronological evidence (photos, chats, etc.)

  • Missing visit evidence or witness letters

  • Generic statements with no emotional/relational depth

Key Documentation You Should Include

  • Photographs from various trips, holidays, and family events

  • Screenshots of text/chat history

  • Proof of travel bookings and joint accommodations

  • Shared finances, utility bills, or tenancy agreements (if living together)

How to Strengthen It

  • Submit a well-organized relationship timeline with events and documentation

  • Include letters from family/friends affirming the relationship

  • Provide travel tickets, joint plans, chat screenshots, social media history

Explore more in our guide to Proof of Relationship for Spouse Visa.